State Farm Insurance Review
State Farm is the largest auto insurer in the United States, offering comprehensive coverage through a network of local agents.
Overview
Founded in 1922, State Farm has grown to become the largest property and casualty insurer in the United States. Known for their iconic 'Like a Good Neighbor' slogan, they serve more than 83 million policies and accounts through approximately 19,000 agents nationwide. State Farm offers a full range of insurance products including auto, home, life, and business insurance.
Pros
- Largest auto insurer in the US with extensive agent network
- Strong financial stability with A++ AM Best rating
- Wide variety of discount options
- Excellent bundling discounts for auto + home
- Drive Safe & Save telematics program for additional savings
Cons
- Limited online quote capabilities - must work with agent
- Rates can be higher than competitors in some states
- No gap insurance or rideshare coverage in all states
- Mobile app features lag behind competitors
Average Rates
* Rates are national averages and vary by location, driver profile, and coverage level
Ratings & Scores
Available Discounts
Frequently Asked Questions
Is State Farm good for auto insurance?
State Farm is an excellent choice for auto insurance, particularly for those who prefer working with a local agent. They offer competitive rates, extensive coverage options, and their Drive Safe & Save program can provide significant discounts for safe drivers.
What discounts does State Farm offer?
State Farm offers numerous discounts including multi-policy bundles (up to 17% off), good driver discounts, good student discounts, vehicle safety feature discounts, defensive driving course discounts, and their Drive Safe & Save telematics program.
How does State Farm's claims process work?
State Farm allows you to file claims online, through their mobile app, or by calling their claims hotline. You can also work directly with your local agent. Most claims are processed within 30 days, and they offer 24/7 claims support.
Does State Farm offer roadside assistance?
Yes, State Farm offers Emergency Road Service as an optional add-on to your auto policy. This covers towing, flat tire changes, battery jumps, lockout service, and fuel delivery.
Can I get a State Farm quote online?
While State Farm provides estimated quotes online, they encourage customers to work with local agents for final pricing. This agent-based model ensures personalized service but may take longer than fully digital competitors.
Compare State Farm to Competitors
Get a Quote from State Farm
Compare State Farm rates with other top insurers. Get free quotes in minutes.
Get Free Quotes