Allstate vs State Farm
Allstate and State Farm are both established insurers with strong agent networks. Both offer comprehensive coverage and similar service models, making them natural competitors for customers who prefer working with local agents.
Allstate
State Farm
Winner by Category
Price Comparison
State Farm is typically 10-15% cheaper than Allstate for similar coverage. Allstate's Drivewise program can help close the gap for safe drivers.
Coverage Options
Both offer comprehensive coverage options. Allstate's Milewise pay-per-mile is unique for low-mileage drivers. State Farm's Drive Safe & Save is excellent for telematics-based discounts.
Customer Service
Both have strong local agent networks with similar service levels. Allstate may have slightly better digital tools, while State Farm has more agents nationwide.
Which Company Is Right for You?
Choose Allstate If You:
- Low-mileage drivers (Milewise program)
- Prefer Allstate's digital experience
- Want accident forgiveness included
- Live in areas with strong Allstate presence
Choose State Farm If You:
- Looking for lower rates overall
- Need the largest agent network
- Want strong bundling discounts
- Prefer larger, more established insurer
Frequently Asked Questions
Is Allstate or State Farm cheaper?
State Farm is typically cheaper than Allstate by 10-15% for similar coverage. However, Allstate's Milewise program can save low-mileage drivers significant money.
Which has better customer service?
Both have strong local agent networks and similar customer satisfaction scores. The experience often depends more on your specific agent than the company overall.
Which is better for new drivers?
State Farm's Steer Clear program is excellent for young drivers. Allstate offers good student discounts but typically charges higher base rates for new drivers.
Compare Allstate & State Farm Quotes
Get personalized quotes from both companies and more. Find the best rate for your specific situation.
Get Free Quotes