Allstate Insurance Review
Allstate combines the convenience of digital tools with a strong local agent network, offering comprehensive coverage and unique programs like Milewise.
Overview
Allstate was founded in 1931 as part of Sears, Roebuck & Co. and has grown to become the fourth-largest property and casualty insurer in the US. Known for their 'You're in Good Hands' slogan, Allstate offers a wide range of insurance products and has invested heavily in technology while maintaining a strong agent network.
Pros
- Strong agent network with local presence
- Comprehensive coverage options including Drivewise
- Good accident forgiveness program
- Milewise pay-per-mile option for low-mileage drivers
- Strong brand reputation and financial stability
Cons
- Often more expensive than competitors
- Some discounts require agent interaction
- Drivewise discounts cap at 10% in some states
- Customer satisfaction scores are average
Average Rates
* Rates are national averages and vary by location, driver profile, and coverage level
Ratings & Scores
Available Discounts
Frequently Asked Questions
Is Allstate more expensive than other insurance companies?
Allstate tends to have higher average rates than competitors like GEICO or Progressive. However, their extensive discount programs, particularly Drivewise and bundling, can make them competitive for certain drivers.
What is Allstate Drivewise?
Drivewise is Allstate's telematics program that tracks your driving habits through a mobile app. Safe driving behaviors can earn discounts, though the maximum discount varies by state.
What is Allstate Milewise?
Milewise is Allstate's pay-per-mile insurance option for low-mileage drivers. You pay a base rate plus a per-mile rate, which can save significant money if you drive less than 10,000 miles per year.
Does Allstate offer accident forgiveness?
Yes, Allstate offers accident forgiveness that prevents your rate from increasing after your first at-fault accident. Some states include this automatically while others require it as an add-on.
How do I find an Allstate agent?
You can find local Allstate agents through their website's agent locator or by calling their customer service line. With approximately 10,000 agents nationwide, there's likely one near you.
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