Insurance Comparison

Allstate vs Nationwide

Allstate and Nationwide are both major insurers with strong agent networks. Both offer comprehensive coverage with unique benefits, making them solid choices for customers wanting personal service.

Allstate

3.9
AM Best RatingA+
Avg. Auto Rate$1,842/yr
Market Share9.6%
States Available50
Claims Rating3.8/5

Nationwide

3.9
AM Best RatingA+
Avg. Auto Rate$1,624/yr
Market Share4.2%
States Available47
Claims Rating4.0/5

Winner by Category

Allstate
Category
Nationwide
Tie
Price
Tie
Tie
Coverage Options
Tie
Tie
Customer Service
Tie
Tie
Claims Handling
Tie
Tie
Discounts
Tie
Tie
Overall Winner
Tie

Price Comparison

Prices are generally similar between the two. Allstate's Milewise may be cheaper for low-mileage drivers, while Nationwide's vanishing deductible provides long-term savings.

Coverage Options

Allstate offers Milewise pay-per-mile and Drivewise telematics. Nationwide has vanishing deductible and pet insurance.

Customer Service

Both have strong local agent networks with similar customer satisfaction. Choice may depend on local agent quality.

Which Company Is Right for You?

Choose Allstate If You:

  • Low-mileage driver (Milewise)
  • Want Drivewise telematics
  • Prefer Allstate's digital experience
  • Live in areas with strong Allstate presence

Choose Nationwide If You:

  • Want vanishing deductible
  • Need pet insurance
  • Prefer SmartRide telematics
  • Value Nationwide's unique benefits

Frequently Asked Questions

Is Allstate or Nationwide cheaper?

Prices are similar. Allstate's Milewise may save low-mileage drivers, while Nationwide's vanishing deductible rewards safe drivers over time.

Which has better discounts?

Both offer strong discount programs. Compare based on your specific situation.

Which has better customer service?

Both have strong agent networks with similar satisfaction ratings.

Compare Allstate & Nationwide Quotes

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