Insurance Comparison

Allstate vs Progressive

Allstate and Progressive offer different value propositions. Allstate emphasizes local agents and comprehensive coverage, while Progressive focuses on competitive pricing and flexibility.

Allstate

3.9
AM Best RatingA+
Avg. Auto Rate$1,842/yr
Market Share9.6%
States Available50
Claims Rating3.8/5

Progressive

3.8
AM Best RatingA+
Avg. Auto Rate$1,562/yr
Market Share13.8%
States Available50
Claims Rating3.9/5

Winner by Category

Allstate
Category
Progressive
Price
Winner
Winner
Coverage Options
Winner
Customer Service
Tie
Claims Handling
Tie
Tie
Discounts
Tie
Tie
Overall Winner
Tie

Price Comparison

Progressive is typically 15-20% cheaper than Allstate. Both offer telematics programs that can provide additional savings.

Coverage Options

Allstate offers more comprehensive coverage options, especially for bundling. Progressive is more flexible for high-risk drivers.

Customer Service

Allstate has strong local agent network, while Progressive focuses on digital convenience. Allstate is better for personalized service.

Which Company Is Right for You?

Choose Allstate If You:

  • Want local agent support
  • Need comprehensive bundling
  • Low-mileage driver (Milewise)
  • Prefer established brand

Choose Progressive If You:

  • Looking for lower rates
  • High-risk driver needing coverage
  • Want Snapshot telematics savings
  • Prefer digital self-service

Frequently Asked Questions

Is Allstate or Progressive cheaper?

Progressive is typically cheaper by 15-20%. Both offer telematics programs for additional savings.

Which is better for high-risk drivers?

Progressive is more likely to offer coverage to high-risk drivers at reasonable rates.

Which has better bundling?

Allstate is better for bundling as they write their own policies. Progressive partners with other companies.

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