Insurance Comparison

Nationwide vs State Farm

Nationwide and State Farm are both established insurers with strong agent networks. Both offer comprehensive coverage, though State Farm is larger with more agents nationwide.

Our Pick: State Farm

Nationwide

3.9
AM Best RatingA+
Avg. Auto Rate$1,624/yr
Market Share4.2%
States Available47
Claims Rating4.0/5
RECOMMENDED

State Farm

4.2
AM Best RatingA++
Avg. Auto Rate$1,674/yr
Market Share16.2%
States Available50
Claims Rating4.1/5

Winner by Category

Nationwide
Category
State Farm
Tie
Price
Tie
Tie
Coverage Options
Tie
Customer Service
Winner
Tie
Claims Handling
Tie
Winner
Discounts
Overall Winner
Winner

Price Comparison

Prices are generally similar between the two. Nationwide's vanishing deductible can provide long-term savings for safe drivers.

Coverage Options

Both offer comprehensive coverage. Nationwide is known for pet insurance, while State Farm has a broader range of specialty coverage options.

Customer Service

State Farm has the larger agent network and higher customer satisfaction. Nationwide's agents are well-rated but less numerous.

Which Company Is Right for You?

Choose Nationwide If You:

  • Want vanishing deductible benefits
  • Need pet insurance
  • Prefer SmartRide telematics
  • Value unique discount programs

Choose State Farm If You:

  • Want largest agent network
  • Need comprehensive bundling
  • Prefer most established brand
  • Value highest customer satisfaction

Frequently Asked Questions

What is Nationwide's vanishing deductible?

Nationwide reduces your deductible by $100 for each year of safe driving, up to $500. State Farm doesn't offer an equivalent program.

Which has better coverage options?

Both offer comprehensive coverage. Nationwide is unique for pet insurance, while State Farm has more specialty options through their larger agent network.

Is Nationwide available in all states?

Nationwide is available in most but not all states. State Farm is available in all 50 states.

Compare Nationwide & State Farm Quotes

Get personalized quotes from both companies and more. Find the best rate for your specific situation.

Get Free Quotes