Safeco Insurance Review
Safeco, part of the Liberty Mutual group, offers competitive rates through independent agents with flexible coverage options.
Overview
Safeco Insurance was founded in 1923 and is now part of the Liberty Mutual Insurance Group. They operate exclusively through independent agents, offering auto and home insurance across the country. Their RightTrack telematics program and competitive pricing make them a solid choice.
Pros
- Competitive rates through independent agents
- RightTrack telematics program
- Good coverage customization
- Strong in multiple states
- Part of Liberty Mutual group
Cons
- Only available through independent agents
- No life insurance
- Less brand recognition
- Customer service varies by agent
Average Rates
* Rates are national averages and vary by location, driver profile, and coverage level
Ratings & Scores
Available Discounts
Frequently Asked Questions
What is the relationship between Safeco and Liberty Mutual?
Safeco is owned by Liberty Mutual but operates as a separate brand sold through independent agents. This gives customers the backing of a major insurer with the personalized service of local agents.
What is Safeco RightTrack?
RightTrack is Safeco's telematics program that monitors driving habits. Safe driving can earn significant discounts on your auto insurance premium.
Can I buy Safeco insurance directly?
No, Safeco is only sold through independent insurance agents. This means you'll work with a local professional who can compare Safeco with other options.
Does Safeco offer life insurance?
No, Safeco focuses on auto and home insurance. If you need life insurance, your independent agent can help you find coverage from other carriers.
How are Safeco's rates compared to other companies?
Safeco is generally competitive, often offering rates similar to or below major national carriers. Your independent agent can provide a comparison with other options.
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