Auto-Owners Insurance Review
Auto-Owners Insurance offers exceptional financial strength and customer service through a network of independent agents in 26 states.
Overview
Auto-Owners Insurance was founded in 1916 and has grown quietly to become a highly-rated regional insurer. Despite their low profile, they carry an A++ financial strength rating and consistently earn high customer satisfaction scores. They work exclusively through independent agents.
Pros
- Excellent financial strength (A++ rating)
- Strong customer satisfaction
- Competitive rates in available states
- Good agent network
- Comprehensive coverage options
Cons
- Limited to 26 states
- Less brand recognition
- Must work through independent agents
- Limited digital capabilities
Average Rates
* Rates are national averages and vary by location, driver profile, and coverage level
Ratings & Scores
Available Discounts
Frequently Asked Questions
Where is Auto-Owners Insurance available?
Auto-Owners operates in 26 states, primarily in the Midwest and South. Check with an independent agent to confirm availability in your area.
Is Auto-Owners a good insurance company?
Yes, Auto-Owners has an A++ rating from AM Best and consistently earns high marks for customer satisfaction. They're a strong choice in their service area despite lower brand recognition.
Can I buy Auto-Owners insurance directly?
No, Auto-Owners works exclusively through independent insurance agents. You'll need to find a local independent agent who represents Auto-Owners.
How are Auto-Owners rates compared to other companies?
Auto-Owners is generally competitive, often offering rates below the national average. Their independent agent model helps ensure you get personalized pricing.
What discounts does Auto-Owners offer?
Auto-Owners offers standard discounts including multi-policy, good driver, multi-vehicle, good student, and more. Your independent agent can help identify all available discounts.
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