Personal Injury Protection (PIP)
/PIP/
Coverage for your own medical expenses after an accident.
Definition
Personal Injury Protection (PIP) covers medical expenses for you and your passengers regardless of who caused the accident. It may also cover lost wages, childcare, and other expenses. PIP is required in no-fault states and optional in others. It's sometimes called 'no-fault insurance.'
Example
After the accident, PIP covered Mark's emergency room bills and the wages he lost while recovering.
More Auto Insurance Terms
Insurance that pays for damage or injuries you cause to others.
Coverage for injuries you cause to others in an accident.
Coverage for damage you cause to others' property.
Insurance that pays to repair your car after an accident.
Insurance for non-collision damage like theft or weather.
Protection if you're hit by an uninsured driver.
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