Collision Coverage
/kuh-LI-zhun KUV-uh-rij/
Insurance that pays to repair your car after an accident.
Definition
Collision coverage pays to repair or replace your vehicle if it's damaged in an accident with another vehicle or object, regardless of who was at fault. It covers crashes, hitting potholes, and single-car accidents. You pay the deductible, and insurance covers the rest up to your car's value.
Example
After sliding on ice and hitting a guardrail, collision coverage paid for the $8,000 in damage minus the $500 deductible.
More Auto Insurance Terms
Insurance that pays for damage or injuries you cause to others.
Coverage for injuries you cause to others in an accident.
Coverage for damage you cause to others' property.
Insurance for non-collision damage like theft or weather.
Protection if you're hit by an uninsured driver.
Protection if the at-fault driver's limits aren't enough.
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