Property Damage Liability
/PROP-ur-tee DAM-ij/
Coverage for damage you cause to others' property.
Definition
Property damage liability coverage pays for damage you cause to others' property in a car accident. This includes damage to other vehicles, buildings, fences, mailboxes, or any other property. The coverage limit is the maximum the insurer will pay per accident.
Example
After hitting a parked car and fence, property damage liability covered the $15,000 in repairs.
More Auto Insurance Terms
Insurance that pays for damage or injuries you cause to others.
Coverage for injuries you cause to others in an accident.
Insurance that pays to repair your car after an accident.
Insurance for non-collision damage like theft or weather.
Protection if you're hit by an uninsured driver.
Protection if the at-fault driver's limits aren't enough.
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