Liability Coverage
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Insurance that pays for damage or injuries you cause to others.
Definition
Liability coverage pays for bodily injury and property damage you cause to others in an accident. It's required in almost every state. Coverage is often expressed as split limits (like 100/300/100) representing per-person bodily injury, per-accident bodily injury, and property damage limits.
Example
After causing the accident, Tom's liability coverage paid for the other driver's medical bills and car repairs.
More Auto Insurance Terms
Coverage for injuries you cause to others in an accident.
Coverage for damage you cause to others' property.
Insurance that pays to repair your car after an accident.
Insurance for non-collision damage like theft or weather.
Protection if you're hit by an uninsured driver.
Protection if the at-fault driver's limits aren't enough.
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