Bodily Injury Liability
/BOD-uh-lee IN-jur-ee/
Coverage for injuries you cause to others in an accident.
Definition
Bodily injury liability coverage pays for medical expenses, lost wages, pain and suffering, and legal fees if you injure someone in a car accident. It has two limits: per-person (maximum for one person) and per-accident (maximum for all injured people combined).
Example
With 100/300 bodily injury limits, up to $100,000 is covered per person and $300,000 per accident.
More Auto Insurance Terms
Insurance that pays for damage or injuries you cause to others.
Coverage for damage you cause to others' property.
Insurance that pays to repair your car after an accident.
Insurance for non-collision damage like theft or weather.
Protection if you're hit by an uninsured driver.
Protection if the at-fault driver's limits aren't enough.
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