Medical Payments Coverage (MedPay)
/MED-pay/
Basic medical expense coverage for you and passengers.
Definition
Medical Payments coverage (MedPay) is simpler than PIP and pays for medical and funeral expenses for you and your passengers after an accident, regardless of fault. Unlike PIP, it doesn't cover lost wages or other expenses. Coverage limits are typically lower than PIP.
Example
MedPay covered the $5,000 in medical bills for Sara and her passenger after the collision.
More Auto Insurance Terms
Insurance that pays for damage or injuries you cause to others.
Coverage for injuries you cause to others in an accident.
Coverage for damage you cause to others' property.
Insurance that pays to repair your car after an accident.
Insurance for non-collision damage like theft or weather.
Protection if you're hit by an uninsured driver.
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