🚗Auto Insurance

SR-22

/ess-ar-twenty-two/

A certificate proving you have required insurance coverage.

Definition

An SR-22 is a certificate of financial responsibility that your insurance company files with the state to prove you carry required minimum insurance. It's typically required after serious violations like DUI, driving without insurance, or multiple offenses. It's not insurance itself—it's proof of insurance.

Example

After his DUI conviction, James needed an SR-22 filed for three years to maintain his driving privileges.

Ready to Get Insurance Quotes?

Now that you understand sr-22, compare rates from top insurers and find coverage that fits your needs.

Get Free Quotes
Back to Glossary60 terms in glossary