SR-22
/ess-ar-twenty-two/
A certificate proving you have required insurance coverage.
Definition
An SR-22 is a certificate of financial responsibility that your insurance company files with the state to prove you carry required minimum insurance. It's typically required after serious violations like DUI, driving without insurance, or multiple offenses. It's not insurance itself—it's proof of insurance.
Example
After his DUI conviction, James needed an SR-22 filed for three years to maintain his driving privileges.
More Auto Insurance Terms
Insurance that pays for damage or injuries you cause to others.
Coverage for injuries you cause to others in an accident.
Coverage for damage you cause to others' property.
Insurance that pays to repair your car after an accident.
Insurance for non-collision damage like theft or weather.
Protection if you're hit by an uninsured driver.
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