At-Fault
/at FAWLT/
Being responsible for causing an accident.
Definition
Being at-fault means you're determined to be responsible for causing an accident. In at-fault states, the at-fault driver's insurance pays for the other party's damages. Being at-fault typically results in higher insurance premiums at renewal.
Example
Police determined Sarah was at-fault for the rear-end collision, so her insurance paid for the other driver's damages.
More Auto Insurance Terms
Insurance that pays for damage or injuries you cause to others.
Coverage for injuries you cause to others in an accident.
Coverage for damage you cause to others' property.
Insurance that pays to repair your car after an accident.
Insurance for non-collision damage like theft or weather.
Protection if you're hit by an uninsured driver.
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