Insurance Comparison

Farmers vs Progressive

Farmers and Progressive target different customer segments. Farmers emphasizes agent relationships and comprehensive coverage, while Progressive focuses on competitive pricing and flexibility.

Farmers

3.8
AM Best RatingA
Avg. Auto Rate$1,812/yr
Market Share3.8%
States Available48
Claims Rating3.7/5

Progressive

3.8
AM Best RatingA+
Avg. Auto Rate$1,562/yr
Market Share13.8%
States Available50
Claims Rating3.9/5

Winner by Category

Farmers
Category
Progressive
Price
Winner
Winner
Coverage Options
Winner
Customer Service
Tie
Claims Handling
Tie
Discounts
Winner
Tie
Overall Winner
Tie

Price Comparison

Progressive is typically 15-20% cheaper than Farmers. Progressive's Snapshot can provide even larger discounts for safe drivers.

Coverage Options

Farmers offers New Car Pledge and strong home insurance. Progressive is more flexible for high-risk drivers with Name Your Price tool.

Customer Service

Farmers has strong local agent network. Progressive focuses on digital tools and self-service options.

Which Company Is Right for You?

Choose Farmers If You:

  • Prefer local agent support
  • Own a new car (New Car Pledge)
  • Need comprehensive bundling
  • Live in Western states

Choose Progressive If You:

  • Looking for lower rates
  • High-risk driver needing coverage
  • Want maximum telematics savings
  • Prefer digital self-service

Frequently Asked Questions

Is Farmers or Progressive cheaper?

Progressive is typically 15-20% cheaper, especially for drivers with violations or accidents.

Which is better for new drivers?

Progressive is often cheaper for new drivers. Farmers may be competitive with their Signal telematics discounts.

Which has better bundling?

Farmers writes their own home policies for better bundling. Progressive partners with other companies.

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