Personal Property Coverage
/PUR-suh-nul PROP-ur-tee/
Coverage for your belongings inside your home.
Definition
Personal property coverage (Coverage C) protects your belongings like furniture, electronics, clothing, and appliances from covered perils. Standard policies typically cover 50-70% of your dwelling coverage amount. Some high-value items may have sub-limits and need scheduled coverage.
Example
After a burglary, personal property coverage replaced the stolen electronics and jewelry up to the policy limit.
More Home Insurance Terms
Insurance that covers the structure of your home.
Coverage for structures not attached to your home.
Pays living expenses if you can't stay in your home.
The cost to replace property with new items of like quality.
Covers injuries to others that occur on your property.
Covers minor injuries to guests regardless of fault.
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