Loss of Use Coverage
/loss uhv YOOS/
Pays living expenses if you can't stay in your home.
Definition
Loss of use coverage (Coverage D) pays for additional living expenses if a covered loss makes your home uninhabitable. It covers hotel bills, restaurant meals, temporary rentals, and other expenses above your normal costs while your home is being repaired.
Example
When fire damage made the house unlivable, loss of use coverage paid for three months of apartment rental.
More Home Insurance Terms
Insurance that covers the structure of your home.
Coverage for your belongings inside your home.
Coverage for structures not attached to your home.
The cost to replace property with new items of like quality.
Covers injuries to others that occur on your property.
Covers minor injuries to guests regardless of fault.
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