Other Structures Coverage
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Coverage for structures not attached to your home.
Definition
Other structures coverage (Coverage B) protects structures on your property that aren't attached to your main home, such as detached garages, sheds, fences, and guest houses. Standard policies typically provide 10% of your dwelling coverage for other structures.
Example
When a storm destroyed the detached garage, other structures coverage paid the $15,000 rebuild cost.
More Home Insurance Terms
Insurance that covers the structure of your home.
Coverage for your belongings inside your home.
Pays living expenses if you can't stay in your home.
The cost to replace property with new items of like quality.
Covers injuries to others that occur on your property.
Covers minor injuries to guests regardless of fault.
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