USAA vs State Farm
USAA and State Farm are both top-rated insurers. USAA is limited to military members but offers exceptional service, while State Farm is available to everyone with strong agent support.
USAA
State Farm
Winner by Category
Price Comparison
USAA is typically 10-15% cheaper than State Farm for military members. Both are competitively priced overall.
Coverage Options
USAA offers military-specific benefits like deployment coverage. State Farm has broader specialty coverage through their agent network.
Customer Service
USAA ranks #1 in customer satisfaction. State Farm has strong agent support but can't match USAA's service levels.
Which Company Is Right for You?
Choose USAA If You:
- Military member or family
- Want highest customer satisfaction
- Need military-specific benefits
- Prefer lower rates
Choose State Farm If You:
- Not eligible for USAA
- Want local agent support
- Need specialty coverage
- Prefer in-person service
Frequently Asked Questions
Is USAA better than State Farm?
For eligible military members, USAA typically offers better rates and superior customer service.
Can anyone join USAA?
No, USAA is limited to military members, veterans, and their families. State Farm is available to everyone.
Does State Farm offer military discounts?
State Farm offers some military discounts, but they're not as comprehensive as USAA's military-focused pricing.
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