Insurance Comparison

Nationwide vs Progressive

Nationwide and Progressive both offer strong digital experiences with different strengths. Nationwide excels at unique benefits and bundling, while Progressive leads in pricing flexibility and high-risk coverage.

Nationwide

3.9
AM Best RatingA+
Avg. Auto Rate$1,624/yr
Market Share4.2%
States Available47
Claims Rating4.0/5

Progressive

3.8
AM Best RatingA+
Avg. Auto Rate$1,562/yr
Market Share13.8%
States Available50
Claims Rating3.9/5

Winner by Category

Nationwide
Category
Progressive
Price
Winner
Winner
Coverage Options
Winner
Customer Service
Tie
Claims Handling
Tie
Tie
Discounts
Tie
Tie
Overall Winner
Tie

Price Comparison

Progressive is typically 10-15% cheaper than Nationwide. Both offer telematics programs that can significantly reduce rates for safe drivers.

Coverage Options

Nationwide offers vanishing deductible and pet insurance. Progressive has more flexibility for high-risk drivers and Name Your Price tool.

Customer Service

Both offer strong digital tools. Nationwide has more local agents, while Progressive focuses on self-service options.

Which Company Is Right for You?

Choose Nationwide If You:

  • Want vanishing deductible
  • Need pet insurance
  • Prefer agent support
  • Value comprehensive bundling

Choose Progressive If You:

  • Looking for lower rates
  • High-risk driver needing coverage
  • Want Name Your Price flexibility
  • Prefer comparison shopping tools

Frequently Asked Questions

Which is cheaper, Nationwide or Progressive?

Progressive is typically cheaper by 10-15%, especially for drivers with less-than-perfect records.

Which is better for high-risk drivers?

Progressive is more likely to offer coverage to high-risk drivers at reasonable rates.

Which has better telematics?

Both offer strong programs. Nationwide's SmartRide and Progressive's Snapshot can both provide significant discounts.

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