Auto Insurance

Auto Insurance for Military Members

Active duty military, veterans, and their families have access to excellent insurance options and discounts. Learn about military-specific coverage and benefits.

Average Rates
25% lower than average

Challenges Military Members Face

Frequent relocations and deployments
Vehicle storage during deployment
Maintaining coverage across state lines
Understanding which discounts you qualify for

How to Save on Military Auto Insurance

1
Join USAA - best rates and service for military
2
Ask about military discounts at any insurer
3
Use storage coverage during deployments
4
GEICO offers strong military discounts too
5
Bundle with military-specific home insurance
6
Take advantage of deployment rate reductions

Best Companies for Military Members

USAA

A++ Rated

USAA exclusively serves military members and their families, consistently earning top ratings for customer satisfaction and claims handling.

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GEICO

A++ Rated

GEICO is known for competitive rates and a streamlined digital experience, making it easy to get quotes and manage policies online.

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Armed Forces Insurance

A Rated

Liberty Mutual offers comprehensive coverage with standout features like new car replacement and lifetime repair guarantees.

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Liberty Mutual

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Coverage Recommendations

  • Get deployment coverage for vehicle storage
  • Comprehensive coverage for parked vehicles
  • Higher liability limits to protect assets
  • Consider umbrella policy for additional protection

Military Members Auto Insurance FAQ

Is USAA the best insurance for military?

USAA consistently ranks #1 for military members in customer satisfaction and offers competitive rates. They understand military life and offer unique benefits like deployment coverage.

Who qualifies for USAA?

USAA membership is available to active duty, veterans with honorable discharge, cadets, midshipmen, and immediate family members of USAA members.

What happens to my car insurance during deployment?

You can reduce coverage to comprehensive-only during deployment, saving on premiums while keeping theft and damage protection. USAA and other military-friendly insurers offer special deployment policies.

Do non-military insurers offer military discounts?

Yes, many insurers like GEICO, Liberty Mutual, and others offer military discounts. While not always as comprehensive as USAA, these discounts can provide significant savings.

Military Members Insurance by State

Insurance rates and requirements vary by state. Find information specific to your location.

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