Subrogation
/sub-roh-GAY-shun/
Your insurer's right to recover costs from the at-fault party.
Definition
Subrogation is the legal right of your insurance company to pursue the at-fault party after paying your claim. If another driver causes damage to your car and your insurer pays, they can sue the other driver's insurance to recover what they paid.
Example
After paying for Sarah's repairs, her insurance company used subrogation to recover the costs from the at-fault driver's insurer.
More General Terms Terms
The amount you pay for your insurance policy.
The amount you pay out-of-pocket before insurance kicks in.
The contract between you and your insurance company.
A request for payment under your insurance policy.
The protection provided by your insurance policy.
The maximum amount an insurer will pay for a covered loss.
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